Mortgage

A mortgage is often the largest financial transaction and commitment you are likely to be involved with. Before making any decision, it must make sense to discuss your requirements and all the options with an unbiased mortgage adviser.

As Independent Financial Advisers, we offer the following:

• Access to a wide range of lenders, including household names, regional lenders and specialist centralised lenders.
• To source the best possible deals, we use a computerised mortgage sourcing system, which is updated daily.
• Based on the information you supply, we will arrange a mortgage that is individually tailored to your needs and requirements.
• Discuss all the various methods of repaying a mortgage.
• In connection with your requirements, look at all the products available in the market place, including fixed rates, tracker rates, discounted variable rates, capped rates, cashback schemes and flexible/offset mortgages.
• Advice on specialist mortgage lenders and products, such as Lifetime Mortgages and Commercial mortgages.
• All connected protection products, such as Life Cover, Critical Illness Cover, Income Replacement and Accident Sickness & Unemployment.

There may be a fee for mortgage advice.  The precise amount will depend on your circumstances, but we estimate it could be ½% of the total loan.

Warning:
Your home may be repossessed if you do not keep up repayments on your mortgage.